Citi® Supplier Finance

Improve Cash Flow and Lower Borrowing Costs

An easy-to-use Web-based solution, Citi^® Supplier Finance is designed specifically to convert your accounts receivables to cash at a low cost.

Overview

Supplier Benefits

Supplier Finance vs. Factoring

Calculate the Benefits

Frequently Asked Questions

Simply enter the data requested below... we'll do the rest. And once you see the benefits for yourself, click View Details to see just how we worked it out!

What would it cost me to get paid early?

Change the default values for your company's situation.

Payment
Amount

Payment Term

Your Current Financing Cost

SOFR + Citibank Rate

I want my cash in

days

Your Benefits Under Citi^® Supplier Finance

Savings with Citi versus
your current financing

*Equivalent Rate Per
Invoice with Citibank

Cash Flow
Acceleration

Savings from Receivables Purchase:

The savings from the Citibank service is calculated by comparing your cost to fund your receivables over the payment term to the cost of selling the receivable to Citibank and accelerating your cash receipts.

Cost to fund your receivables without Citibank

	Payment Amount
Multiplied by	Paid on Day
Multiplied by	Your Current Financing Cost
Divided by	Days in Year
Equals	Funding Cost

Cost of receivables sale to Citibank

	Payment Amount
Multiplied by	Days Left in Term
Multiplied by	Annual Interest Rate (Citibank Price)*
Divided by	Days in Year
Equals	Citibank Fee
Plus	Your Current Financing Cost
Net Gain	Difference in Cost

The benefits shown above are for illustrative purposes only. Please contact us for current fees and additional information.

The Citibank price is based on TERM SOFR (The Secured Overnight Financing Rate is a broad measure of the cost of borrowing cash overnight collateralized by Treasury securities) plus Citi Rate. We determine the fee to purchase your receivables based on the Citibank price, the value of your receivables and the period your receivable is outstanding.

TERM SOFR changes daily. CME Group publishes the rate each day the New York Federal Reserve calculates and publishes SOFR.

You will receive an email welcoming you to our program and providing you with your user id. Your password will be mailed separately for security reasons.

Please contact the buyer representative you normally do business with to ensure you are properly set up on the buyer side and that payments are due to you.

If you are a sole proprietor, we will need some additional information from you. Please contact your Citibank representative for details.

Our contract will allow you to terminate the service with 30 days written notice.

A Holistic Early Payment & FX Solution

Watch Video

Citi^® Supplier Finance

Improve Cash Flow and Lower Borrowing Costs

An easy-to-use Web-based solution, Citi^® Supplier Finance is designed specifically to convert your accounts receivables to cash at a low cost.

Learn More

Overview

Watch Video

Supplier Benefits

Learn More

Supplier Finance vs. Factoring

Learn More

Calculate the Benefits

With Our Calculator

Frequently Asked Questions

Learn more

Payment
Amount

Payment Term

Your Current Financing Cost

SOFR + Citibank Rate

I want my cash in

Your Benefits Under Citi^® Supplier Finance

Savings with Citi versus
your current financing

*Equivalent Rate Per
Invoice with Citibank

Cash Flow
Acceleration

Savings from Receivables Purchase:

A Holistic Early Payment & FX Solution

Watch Video

Improve Cash Flow and Lower Borrowing Costs

An easy-to-use Web-based solution, Citi® Supplier Finance is designed specifically to convert your accounts receivables to cash at a low cost.

Learn More

Overview

Watch Video

Supplier Benefits

Learn More

Supplier Finance vs. Factoring

Learn More

Calculate the Benefits

With Our Calculator

Frequently Asked Questions

Learn more

Savings with Citi versus your current financing

*Equivalent Rate Per Invoice with Citibank

Cash Flow Acceleration

A Holistic Early Payment & FX Solution

Watch Video

An easy-to-use Web-based solution, Citi^® Supplier Finance is designed specifically to convert your accounts receivables to cash at a low cost.

Savings with Citi versus
your current financing

*Equivalent Rate Per
Invoice with Citibank

Cash Flow
Acceleration